Baselane

★★★★½ 4.5/5 · Founded 2019

Baselane is a free financial platform for real estate investors combining banking, rent collection, and accounting in one place. Landlords get FDIC-insured checking and savings accounts earning up to 2.63% APY, automated transaction categorization, Schedule E reporting, and online rent collection — all for free. Revenue comes from banking services and partner referrals.

Pricing

Plan	Price	Features
Free	Free	Unlimited properties and units, FDIC-insured banking (up to $3M via Thread Bank), 2.63% APY on savings, Checking and savings accounts per property/entity, Free ACH rent collection, Automated rent reminders and late fees, Autopay for tenants, Auto-tag transactions by property, 120+ expense categories, AI automated transaction categorization, Auto-receipt matching, Schedule E report, Balance sheet and P&L, Rent roll reports, Virtual and physical debit cards, US-based phone and email support

Pros

• Completely free with no hidden fees
• Banking + accounting + rent collection in one platform
• High-yield FDIC-insured banking accounts

Cons

• No tenant portal or maintenance tracking
• Not a full property management solution
• Newer platform with less track record than competitors

Best For

Real estate investors who want to consolidate banking and property accounting for free

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