Groundfloor vs Yieldstreet
| Groundfloor | Yieldstreet | |
|---|---|---|
| Rating | ★★★★☆ 4.1 | ★★★★☆ 4 |
| Starting Price | Contact for pricing | Contact for pricing |
| Category | Crowdfunding / Passive Investing | Crowdfunding / Passive Investing |
| Free Plan | ✗ | ✗ |
| Free Trial | ✗ | ✗ |
| Best For | Everyday investors seeking high-yield short-term real estate debt investments with the lowest minimum in the market | Accredited investors who want to diversify into real estate and other alternative assets beyond the stock market |
| Founded | 2013 | 2015 |
Groundfloor Pros
- Only $10 minimum to start — lowest in the industry
- Open to non-accredited investors
- No direct management fees for investors
Cons
- Debt investments carry default risk on renovation loans
- Returns can vary — some loans experience delays
- Platform diversification requires active management
Yieldstreet Pros
- Broadest alternative asset mix beyond just real estate
- Transparent fee disclosures per fund
- Managed portfolio option for hands-off investing
Cons
- Higher minimum at $10,000 vs platforms like Fundrise
- Most offerings require accredited investor status
- Alternative Income Fund has high total expense ratio (3.74%)